TERMS AND CONDITIONS: Annual Percentage Rate (APR) for the credit card is accurate as of publication date and is subject to change. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin to the value of the index. To get a Red Rocks Platinum Visa, you must be approved for credit and also open a Red Rocks Credit Union savings account and maintain a minimum balance of $5.00. Before you accept our pre-approved offer of credit, view the credit card disclosure and more information about rates, fees and other costs. Other restrictions may apply.