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OFFER DETAILS: This program uses a soft pull of credit to determine your offer and won’t affect your credit score. If you choose to take advantage of the offer presented, your full credit will be pulled at that time. All loans are subject to Education Credit Union lending policies. Offers, rates, and terms are subject to change without notice. This offer is for single credit only; it is not a joint credit offer. Must be 18 years of age to qualify for loan and meet income and other requirements. Loan amount is based on verification of employment and income. Under certain circumstances, for example, if we cannot verify your income, or if any accounts are past due, over limit or if other underwriting criteria are not met, we may not be able to open a loan account for you, in which case you will be notified. I authorize Education Credit Union to obtain information about me from third-parties (if available), including my name and address to autofill my information. By clicking the button below, I agree to receiving SMS messages for the purpose of verification. Applying for this offer is not a guarantee to lend. For this offer, we are using KNOCK KNOCK technology from Rate Reset, a trusted business partner. Education Credit Union does not sell member information. See our Privacy Policy for details.

NON-MEMBERS: Non-members may use this program to be presented with an offer. If you choose to take advantage of the offer presented, you must become an Education Credit Union member to participate. For membership qualifications, please visit About Us - Education Credit Union ( Membership requires a savings (share) account with a minimum opening deposit and membership fee according to our fee schedule. When opening an account, you will need to provide an unexpired photo ID (Texas State driver’s license or identification card).

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