All loans are subject to Sound Credit Union lending policies. Offers, rates, and terms are subject to change. Must be 18 years of age to qualify for loan and meet income and other requirements. Limit amount is based on verification of employment and income. The minimum limit you qualify for is $500. Under certain circumstances, for example, if we cannot verify your income, or if any of your accounts are past due or over limit or if other underwriting criteria are not met, we may not be able to open an account for you, in which case you will be notified.