Balance Transfers Transaction is subject to credit approval. All rates and offers subject to change. The interest rates applicable to purchases or cash advances and for prior promotional balances remain unchanged. Balance transfers are treated as cash advances so interest accrues from the date the transfer is posted to your account. Balance transfers of other FSU Credit Union credit cards, loans, and/or lines of credit are not eligible for this promotion. FSU Credit Union may stop offering this promotional rate for new balance transfers at any time and without prior notice. You will need to submit a credit application for consideration. Savings shown above is a reduction in your monthly payment and not necessarily a reduction in the finance charges assessed. Your actual savings will depend on the terms on which you refinance. If you select "I Like This Card" and complete your contact information on the following page, a representative from FSU Credit Union will contact you to discuss your individual loan request.