This program uses a soft pull of credit to determine your offer and won’t affect your credit score. If you chose to take advantage of the offer presented, your full credit will be pulled at that time. APR is Annual Percentage Rate. All loans are subject to Sound Credit Union lending policies. Offers, rates, and terms are subject to change. Single credit only, not a joint credit offer. Must be 18 years of age to qualify for loan and meet income and other requirements. Limit amount is based on verification of employment and income. Under certain circumstances, for example, if we cannot verify your income, or if any of your accounts are past due or over limit or if other underwriting criteria are not met, we may not be able to open an account for you, in which case you will be notified. Using the Member Assistance Program is not a guarantee to lend. Non-members may use this program to be presented with an offer. If you chose to take advantage of the offer presented, you must become a Sound member to participate. Anyone who lives or works in Washington State may join. Membership requires a savings account. When opening an account, you will need to provide an unexpired photo ID (Washington State driver’s license or identification card). For this offer, we're using KNOCK KNOCK technology from Rate Reset, a trusted business partner. Sound Credit Union does not sell member information. See our Privacy Policy for details.